LOW APR Payment $125/Month * Low Rate 3.9% APR w/1.75% Monthly Payments Example: Purchase a $7,100 system Payment approximately $125 a month Approximate payoff period of 5 years, 3 months This Reduced 3.9% APR applies only to qualifying Trane system purchases and does not apply to further charges made on the Projects® Visa® card issued by Wells Fargo Financial National Bank.

NO INTEREST Payment $200/Month* 36 Months No Interest Equal Payments (Same as Cash) Example: Purchase a $7,100 system Pay NO interest for 36 months Monthly payment less than $200 a month Paid in full in 36 months Buy a qualifying Trane system today and make equal payments and pay no interest for 36 months when balance is paid in full within 36 months. No interest applies only to qualifying Trane system purchases and does not apply to further charges made on the Home Projects® Visa® card issued by Wells Fargo Financial National Bank.

Instant Rebate Up To $1,000 See page 2 for rebate amounts.

RECEIVE UP TO $1,500 FEDERAL TAX CREDIT ON RECEIVE UP TO $1,500 FEDERAL TAX CREDIT ON QUALIFYING EQUIPMENT**

Ask your dealer how you can reduce your energy usage with a new Trane high efficiency cooling and heating system.

*See your participating independent Trane dealer for complete program eligibility, dates, details and restrictions. Special financing offers OR up to $1,000 instant rebate valid on qualifying systems only. All sales must be to homeowners in the contiguous United States. Void where prohibited. Financing through The Home Projects® Visa® card issued by Wells Fargo Financial National Bank is a dual-line credit card. Special terms apply to qualifying purchases with approved credit to the Home Projects line of credit. For newly opened accounts, the regular APR is 25.99%. The APR may vary. The APR is given as of 1/1/2010. If the cardholder is charged interest in any billing cycle, the minimum interest charge will be $1.00. If the cardholder uses the card for cash advances, the cash advance fee is 4% of the amount of the cash advance, but not less than $10.00. 3.9% APR - The specialterms APR will continue to apply until all qualifying purchases are paid in full, unless the cardholder is in default. Regular minimum monthly payments of 1.75% of the promotional purchase amount are required during the special-terms period. The regular APR applies if the cardholder is in default or uses the card for other transactions. 36 months, no interest - The minimum monthly payment will be the amount that will pay the purchase in full in equal payments during the no-interest period. Monthly payment based on $7,100 purchase. Monthly payment based on $7,100 purchase.

**To download and print the government's summary of Energy Star products that are eligible for HVAC credits for homeowners, visit www.energystar.gov/taxcredits.

Wells Fargo Promotion Code: 2207